Get your debt under control with a loan from LendingPoint

Checking offers will not impact your credit score

  • Funding as soon as the next business day upon approval
  • Debt consolidation loans from $2,000 to $36,500
  • Flexible terms from 24 to 72 months
  • No prepayment penalty

3 simple steps

  • 1

    Check your
    options

    Get started with a simple application to see your payment options with no impact to your credit score.

  • 2

    Finish
    application

    Select the best loan terms and monthly payment for you and provide some additional information to complete your application.

  • 3

    Receive
    funds

    Once approved, the funds could be in your account as soon as the next business day.

    home improvement loan or home equity?

    When it comes to paying for home improvement projects, your first thought may be to use your home’s equity, in some cases, a home improvement loan may make more financial sense.

    When a home improvement loan may be a better choice:

    Saving money with more favorable loan terms
    Simplifying your monthly budget with fewer bills
    Paying off your debt faster
    Increasing your credit score

    See what thousands of our customers are saying

    Unlock the possibilities with a lendingpoint loan

    Fast and easy loans from $2,000 to $36,500 with flexible financing options and rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months.

    LendingPoint is an Atlanta-based lender and servicer, redefining who can access money at fair rates.

    USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

    2. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning FinWise Bank is the FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, MO 64106. The federal agency that administers compliance with this law concerning Coastal Community Bank and Midland States Bank is the Federal Reserve Consumer Help Center, P.O. Box 1200, Minneapolis, MN 55480. The federal agency that administers compliance with this law for LendingPoint is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

    Click here to see our current list of state licenses

    California residents click here ››

    Wisconsin residents click here ››

    Ohio residents click here ››

    LendingPoint's NMLS #1424139 Visit NMLS Consumer Access