• Get The Credit You Deserve

    Get The Credit You Deserve

    Personal loans and financing options up to $25,000.
    Check My Offer

    Just checking your options won’t impact your credit score.

  • Last year, more than 7 million people applied for financing with LendingPoint

  • We’ve loaned more than $1 billion throughout the USA

  • Each week we review more than 75,000 financing requests

  • “Best Personal Loans for 2018” – NerdWallet

    Read more

  • “Best Personal Loans of 2018” – US News & World Report

    Read more

Personal Loans

Personal Loans

Get up to $25,000, as soon as the next business day*

Affordable Payments

Affordable Payments

Options that fit your budget

Built For You

Built For You

Customers with credit scores between 585 – 850
No prepayment penalty
Instant approval

1. Pick Payment

Decisions take a few seconds. Viewing your payment options won’t impact your credit score.

2. Verify Application

You may be required to provide a few documents to verify the information provided.

3. Receive Deposit

Once approved, funds can be sent to your bank account as soon as the next business day.

“A direct line to my loan officer made all the difference”
Donnie McElyea – LendingPoint customer
“Lending Point was very easy to work with.”
Leslie Neuberger – LendingPoint customer
“Without high pressure sales pitches”
“The best customer service received from a lender that I have received.”
Enrique Cardenas – LendingPoint customer
“Hassle free”
Dorinda Brown – LendingPoint customer
“Great courtesy and professionalism.”
“Today I have achieved my goal of paying off my debt.”
Ben Yoho – LendingPoint customer
“Quick, accurate, and caring”
Emily Meeks – LendingPoint customer
“Thanks to LendingPoint I will be out of debt!”
Robert Stampas – LendingPoint customer
“LendingPoint was very professional and patient.”
Andrew Clarke – LendingPoint customer
“These guys will work with you.”
“The process was handled very professionally and with ease.”
Chris Davis Wegrzyn – LendingPoint customer
“Called me right away to discuss my options”
Cynthia Hohn – LendingPoint customer
“Treated with respect”
Nate Mangano – LendingPoint customer
“I can’t believe how quick this process was”