• Get The Credit You Deserve

    Get the credit you need for the life you want

    Personal loans and financing options up to $25,000 Check My Options

    Checking your options won’t impact your credit score.

  • LendingPoint announces a $125 million preferred equity investment from Warburg Pincus

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  • Last year, more than 7 million people applied for financing with LendingPoint

  • We’ve loaned more than $1.8 billion throughout the USA

  • Each week we review more than 100,000 requests for financing

  • Inc Magazine’s 17th Fastest Growing Private Company in America

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  • Deloitte’s Technology Fast 500 9th Fastest Growing Company

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Decision in Seconds

Decision in Seconds

Decisions take a few seconds. Viewing your payment options won’t impact your credit score.

Flexible Options

Flexible Options

Flexible options so you can create the loan that works best for you and an easy refinance process with a lower rate.

Fast Deposit

Fast Deposit

With same day approvals, we offer as soon as next day deposit* without prepayment penalty.

  • Us News Best Award Lendingpoint
  • Inc 500 #17 Award Lendingpoint
  • Inc 500 #2 Award Lendingpoint
  • Deloitte Award Lendingpoint
Watch our story
1
View Options
Loan decisions take a few seconds. Viewing your payment options won’t impact your credit score.
2
Verify Application
You may be required to provide a few documents to verify the information provided.
3
Receive Funds
Once approved, funds can be sent to your bank account as soon as the next business day.
Check Your Offer
Ben Yoho – LendingPoint customer

“Quick, accurate, and caring”

LendingPoint
2017-10-19T22:14:46-04:00
“Quick, accurate, and caring”
Enrique Cardenas – LendingPoint customer

“Hassle free”

LendingPoint
2017-10-19T22:38:45-04:00
“Hassle free”
Emily Meeks – LendingPoint customer

“Thanks to LendingPoint I will be out of debt!”

LendingPoint
2018-01-04T21:52:14-04:00
“Thanks to LendingPoint I will be out of debt!”
Leslie Neuberger – LendingPoint customer

“Without high pressure sales pitches”

LendingPoint
2017-10-19T22:32:45-04:00
“Without high pressure sales pitches”
Dionne Wells – LendingPoint customer

“Today I have achieved my goal of paying off my debt.”

LendingPoint
2018-01-16T13:31:44-04:00
“Today I have achieved my goal of paying off my debt.”
Cynthia Hohn – LendingPoint customer

“Treated with respect”

LendingPoint
2017-10-19T22:33:55-04:00
“Treated with respect”
Andrew Clarke – LendingPoint customer

“These guys will work with you.”

LendingPoint
2017-12-29T15:14:32-04:00
“These guys will work with you.”
Nate Mangano – LendingPoint customer

“I can’t believe how quick this process was”

LendingPoint
2017-10-19T22:18:04-04:00
“I can’t believe how quick this process was”
JMorgan51511 – LendingPoint customer

“A direct line to my loan officer made all the difference”

LendingPoint
2017-12-19T16:09:37-04:00
“A direct line to my loan officer made all the difference”
Dorinda Brown – LendingPoint customer

“Great courtesy and professionalism.”

LendingPoint
2017-10-19T22:02:23-04:00
“Great courtesy and professionalism.”
Chris Davis Wegrzyn – LendingPoint customer

“Called me right away to discuss my options”

LendingPoint
2017-10-19T22:31:25-04:00
“Called me right away to discuss my options”
Robert Stampas – LendingPoint customer

“LendingPoint was very professional and patient.”

LendingPoint
2018-02-19T16:01:02-04:00
“LendingPoint was very professional and patient.”
Carmen Smith – LendingPoint customer

“The process was handled very professionally and with ease.”

LendingPoint
2018-01-09T14:59:16-04:00
“The process was handled very professionally and with ease.”
Donnie McElyea – LendingPoint customer

“Lending Point was very easy to work with.”

LendingPoint
2018-01-29T19:01:53-04:00
“Lending Point was very easy to work with.”
Darlene Rutledge – LendingPoint customer

“The best customer service received from a lender that I have received.”

LendingPoint
2018-03-30T11:45:22-04:00
“The best customer service received from a lender that I have received.”
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LendingPoint
Acredited BusinessLendingPoint is an Atlanta-based lender and servicer, redefining who can access money at fair rates.
Trustpilot
USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

* Applications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, member FDIC; LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees from 0% to 6% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $2,000 to $25,000, at rates ranging from 9.99% to 35.99% APR, with terms from 24 to 60 months. A $10,000 loan with an origination fee of 6% for a period of 24 months with an APR of 24.0980% may have a payment of $529.20 per month (actual terms and rate depend on credit history, income and other factors). The total amount due under the loan terms provided as an example in this disclaimer includes the origination fee financed in addition to loan amount, which is $12,700.80. Customers may have the option to deduct the origination fee from the disbursed loan amount if desired. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.

1. Alimony, child support, or separate maintenance income need not to be revealed if you do not wish to have it considered as a basis for repaying this obligation.

2. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning FinWise Bank is the FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, MO 64106. The federal agency that administers compliance with this law for LendingPoint is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

Click here to see our current list of state licenses

LendingPoint's NMLS #1424139 Visit NMLS Consumer Access

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