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Get The Credit You Deserve
We look beyond your credit score at your full credit history.
Check My Offer Checking an offer will not affect your credit score.
This year, more than a million people have applied for financing with LendingPoint
We’ve loaned more than $500 million throughout the USA
This year, we reviewed loan requests totalling more than $11.6 billion
When you tap that ‘Apply’ button, you’re in good company
Personal Loans
Get up to $25,000, as soon as the next business day*
Affordable Payments
Easy, automatic, online payments
Built For You
Customers with credit scores in the 600s
1. Apply in minutes
Enter basic information and simple documentation online.
2. Get a decision right away
We’ll provide you with an offer and payment options in minutes.
3. Funds as soon as the next business day
After loan approval and document validation, funds can be sent to your bank account as soon as the next business day.
Traci Sparkman
2017-10-25T13:46:39+00:00
“I could not be more impressed with this company.” October 5, 2017 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/traci-sparkman/
Carmen Smith
2018-01-09T14:59:16+00:00
“The process was handled very professionally and with ease.” January 8, 2018 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/carmen-smith/
2017-10-19T22:32:45+00:00
“Without high pressure sales pitches” November 11, 2017 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/linda-s/
2017-10-19T23:06:49+00:00
“#1 in customer service” April 21, 2017 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/beverly-g/
2017-10-19T22:14:46+00:00
“Quick, accurate, and caring” November 9, 2017 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/mike-b/
2017-10-19T22:02:23+00:00
“Great courtesy and professionalism.” October 23, 2017 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/margie-s/
Julio Vega & Amie Kissinger
2017-12-06T14:17:37+00:00
“We have received amazing service” December 5, 2017 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/david-worley-2-2-2-2/
2017-10-25T13:47:00+00:00
“Knew exactly what my goals were.” October 11, 2017 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/dayna-slate/
2017-10-19T22:18:04+00:00
“I can’t believe how quick this process was” January 6, 2017 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/nate-m/
Robert Stampas
2018-02-19T16:01:02+00:00
“LendingPoint was very professional and patient.” February 19, 2018 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/robert-stampas/
2017-10-19T22:33:55+00:00
“Treated with respect” March 24, 2017 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/cynthia-h/
2017-12-29T15:14:32+00:00
“These guys will work with you.” December 29, 2017 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/andrew-clarke/
2017-11-01T19:05:20+00:00
“Would use again in a heartbeat.” November 1, 2017 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/walter-lutes/
Emily Meeks
2018-01-04T21:52:14+00:00
“Thanks to LendingPoint I will be out of debt!” January 2, 2018 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/emily-meeks/
2017-10-25T13:47:39+00:00
“This company and staff are awesome!” October 22, 2017 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/alb/
Dionne Wells
2018-01-16T13:31:44+00:00
“Today I have achieved my goal of paying off my debt.” January 15, 2018 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/dionne-wells/
2017-11-21T15:04:44+00:00
“Approval process was a breeze” November 17, 2017 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/david-worley-2-2-2/
2017-10-25T13:46:13+00:00
“Made the process simple and quick.” October 18, 2017 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/marie-louise-defeo/
2017-11-03T12:58:58+00:00
“Fast and enjoyable” October 26, 2017 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/david-worley/
Nikkanni McLennan
2017-11-21T15:03:02+00:00
“My approval and process took one day...hassle free” November 20, 2017 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/david-worley-2-2/
Chris Davis Wegrzyn
2017-10-19T22:31:25+00:00
“Called me right away to discuss my options” November 10, 2017 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/angel/
Donnie McElyea
2018-01-29T19:01:53+00:00
“Lending Point was very easy to work with.” January 29, 2018 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/donnie-mcelyea/
Darlene Rutledge
2018-03-30T11:45:22+00:00
“The best customer service received from a lender that I have received.” March 30, 2018 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/darlene-rutledge/
Reginald Breashears
2017-10-25T13:47:21+00:00
“I am so grateful.” October 18, 2017 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/reginald-breashears/
2017-11-16T14:07:17+00:00
“ Very helpful and courteous.” November 15, 2017 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/david-worley-2/
JMorgan51511
2017-12-19T16:09:37+00:00
“A direct line to my loan officer made all the difference” December 14, 2017 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/jmorgan51511/
Enrique Cardenas
2017-10-19T22:38:45+00:00
“Hassle free” November 8, 2017 (click to see more reviews)
https://www.lendingpoint.com/blog/testimonials/lewis-n/
