• Get The Credit You Deserve

    Get The Credit You Deserve

    Personal loans and financing options up to $25,000. Check My Offer

    Just checking your options won’t impact your credit score.

  • Last year, more than 7 million people applied for financing with LendingPoint

  • We’ve loaned more than $1 billion throughout the USA

  • Each week we review more than 75,000 financing requests

  • “Best Personal Loans for 2018” – NerdWallet

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  • “Best Personal Loans of 2018” – US News & World Report

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Personal Loans

Personal Loans

Get up to $25,000, as soon as the next business day*

Affordable Payments

Affordable Payments

Options that fit your budget

Built For You

Built For You

Customers with credit scores between 585 – 850
No prepayment penalty
Instant approval

1. Pick Payment

Decisions take a few seconds. Viewing your payment options won’t impact your credit score. 

2. Verify Application

You may be required to provide a few documents to verify the information provided. 

3. Receive Deposit 

Once approved, funds can be sent to your bank account as soon as the next business day.

Enrique Cardenas – LendingPoint customer
2017-10-19T22:38:45+00:00
“Hassle free”
Leslie Neuberger – LendingPoint customer
2017-10-19T22:32:45+00:00
“Without high pressure sales pitches”
Emily Meeks – LendingPoint customer
2018-01-04T21:52:14+00:00
“Thanks to LendingPoint I will be out of debt!”
Nate Mangano – LendingPoint customer
2017-10-19T22:18:04+00:00
“I can’t believe how quick this process was”
Robert Stampas – LendingPoint customer
2018-02-19T16:01:02+00:00
“LendingPoint was very professional and patient.”
2018-01-09T14:59:16+00:00
“The process was handled very professionally and with ease.”
Cynthia Hohn – LendingPoint customer
2017-10-19T22:33:55+00:00
“Treated with respect”
Dorinda Brown – LendingPoint customer
2017-10-19T22:02:23+00:00
“Great courtesy and professionalism.”
Ben Yoho – LendingPoint customer
2017-10-19T22:14:46+00:00
“Quick, accurate, and caring”
2017-12-19T16:09:37+00:00
“A direct line to my loan officer made all the difference”
Donnie McElyea – LendingPoint customer
2018-01-29T19:01:53+00:00
“Lending Point was very easy to work with.”
2018-03-30T11:45:22+00:00
“The best customer service received from a lender that I have received.”
Andrew Clarke – LendingPoint customer
2017-12-29T15:14:32+00:00
“These guys will work with you.”
Chris Davis Wegrzyn – LendingPoint customer
2017-10-19T22:31:25+00:00
“Called me right away to discuss my options”
2018-01-16T13:31:44+00:00
“Today I have achieved my goal of paying off my debt.”