Your Score is Not Your Story

We look beyond your credit score at your full credit history. See examples of customer offers below.

   
$3,500 to $20,000

* Please select a loan purpose
Examples only.

Tell us your story.

Check Your Offer >*This will not affect your credit score.
Personal Loans

Personal Loans

Get up to $20,000 as soon as tomorrow*

Affordable Payments

Affordable Payments

Easy, automatic, online payments

Flexible Terms

Flexible Terms

24 to 36 months to fit your budget

Watch our storyWatch our story

We want to understand your past, but we care more about your future.

Better Loans

We unlock access to affordable personal loans up to $20,000 to cover whatever you may need.

Better Lives

We help you rebuild your credit through on time installment payments, and as a result, you grow financially stronger.

We want to understand your past, but we care more about your future.

Better Loans

We unlock access to affordable personal loans up to $20,000 to cover whatever you may need.

Better Lives

We help you rebuild your credit through on time installment payments, and as a result, you grow financially stronger.

Watch our storyWatch our story

Making Fair Credit Fair Again™

We’re in the business of helping fair credit consumers with credit scores in the 600’s.

Most lenders don’t understand the potential of the fair credit consumer. At LendingPoint, we unlock access to affordable personal loans at fair rates by broadening decision-making criteria, beyond the credit score. We are making fair, fair again.

Credit Score

We are for

Fair credit

Consumers

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Yahoo finance

CreditUnion Times

©2016, LendingPoint LLC. All rights reserved.

*Loan approval is not guaranteed. Actual loans offers and loan amounts, terms and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees from 0% to 5% may apply depending upon your state of residence. Upon LendingPoint's final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. LendingPoint makes loan offers from $3,500 to $20,000, at rates ranging from a low of 15.49% APR to a high of 34.99% APR, with terms from 24 to 48 months.

1. Alimony, child support, or separate maintenance income need not to be revealed if you do not wish to have it considered as a basis for repaying this obligation.

2. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

Click here to see our current list of state licenses

LendingPoint's NMLS #1424139 Visit NMLS Consumer Access