Privacy notice

Updated 08/2018

FactsWhat does LendingPoint LLC do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Account Balances
  • Payment History and Credit Scores
  • Credit History and Transaction History

When you are no longer our customer, we continue to share your information as described in this notice.

How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons LendingPoint LLC chooses to share; and whether you can limit this sharing.

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Reasons we can share your personal informationDoes LendingPoint LLC share?Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes— to offer our products and services to youYesNo
For joint marketing with other financial companiesNoNo
For our affiliates’ everyday business purposes— information about your transactions and experiencesYesNo
For our affiliates’ everyday business purposes— information about your creditworthinessNoWe don’t share
For our affiliates to market to youNoWe don’t share
For nonaffiliates to market to youNoWe don’t share
Questions?Call 888-969-0959 or go to www.lendingpoint.com
Who is providing this notice?LendingPoint LLC

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What we do 
How does LendingPoint LLC protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does LendingPoint LLC collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan or provide employment information
  • Give account information or tell us where to send money
  • Give us your income information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

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Definitions 
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies with a LendingPoint name and financial companies such as LendingPoint Funding I 2017- LLC; LendingPoint 2018-1 SPE Trust; and LendingPoint 2018 Funding Trust.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • LendingPoint LLC does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • LendingPoint LLC does not jointly market.
Other important information
Notice to Texas Residents For questions or complaints about this loan, contact LendingPoint LLC at 1-888-969-0959 or at customerservice@lendingpoint.com. LendingPoint LLC is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting LendingPoint, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579 . Fax: (512) 936-7610. Website: occc.texas.gov. E-mail: consumer.complaints@occc.texas.gov.