LendingPoint takes extensive precautions to protect your personal information. We use robust industry-leading procedures and safeguards, including encryption, to secure and protect your personal information. Further information regarding LendingPoint’s security policies and procedures can be found here: www.lendingpoint.com/terms-of-use.
To be eligible for a LendingPoint loan, you must:
During the approval process, we may require a few documents to verify the information you provided on your application. Requested documents may include a driver’s license, pay stub(s), bank statements, or employment verification.
There is no obligation or fees to apply for a loan. There’re no prepayment penalties or charge for extra payments. Depending on your state, an origination fee up to 10% may be included in your total loan amount.
You can access and manage your loan through our customer portal or by downloading the LendingPoint app. Once your loan is approved, you’ll receive an email with your account login information.
Most of our customers enroll in Autopay and enjoy the convenience of having their payment automatically deducted from their bank account on its due date. You can make or schedule a payment or enroll in Autopay anytime through your customer portal or the LendingPoint app.
If you’d prefer to use a money order, cashier’s check, or certified check, please make them payable to LendingPoint. Our mailing address is located on your payment reminders sent via email. You can also call us directly at (888) 969-0959 or email us at firstname.lastname@example.org for the address.
Please do not send your check to our headquarters as this could cause a delay in posting the payment to your account.
Extra payments can be made at any time without penalty using the LendingPoint app or through your customer portal.