Consolidating Debt

Debt consolidation is when you combine multiple debt payments into one, typically using a personal loan. Depending on your financial situation and goals, this can be a great first step towards taking control of your debt.

Benefits of debt consolidation may include:

  • Saving money with more favorable loan terms
  • Simplifying your monthly budget with fewer bills
  • Paying off your debt faster
  • Increasing your credit score

Technology that sees your potential

LendingPoint believes you are so much more than numbers on papers or filled-in form fields. That’s why we’ve spent years perfecting a proprietary smart technology that, in seconds, can paint a more complete picture of you. A picture that unlocks your perfect loan solution and all the possibilities that come with it.

Unlock the possibilities with a LendingPoint loan

Personal loans from $2,000 to $36,500 with flexible financing options and rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months.

USA PATRIOT Act Notice: Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

2. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning FinWise Bank is the FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, MO 64106. The federal agency that administers compliance with this law concerning Coastal Community Bank is the Federal Reserve Consumer Help Center, P.O. Box 1200, Minneapolis, MN 55480. The federal agency that administers compliance with this law for LendingPoint is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

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LendingPoint's NMLS #1424139 Visit NMLS Consumer Access