List of state licenses

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State Entity Regulatory Agency Name Type of License/Registration and #
AL LendingPoint LLC State of Alabama Banking Department

Consumer Credit License # MC 22195

Issued 1/11/2016

Expires 12/31/2021
AR LendingPoint LLC Arkansas State Board of Collection Agencies Collection Agency
AZ LendingPoint LLC Department of Financial Institutions License # CL-0936385
AZ LendingPoint LLC Arizona Department of Financial Institutions Collection Agency License
CA LendingPoint LLC California Department of Business Oversight California Finance Lender License # 60DBO-463448
CO LendingPoint LLC State of Colorado Department of Law Supervised Lender’s License #992509
CT LendingPoint LLC Connecticut Department of Banking Small Loan License #SLC-1424139
DC LendingPoint LLC Department of Insurance, Securities and Banking District of Columbia Money Lender License #ML 1424139
DE LendingPoint LLC Delaware Office of State Bank Commissioner Chapter 22 License Lender License #021221
GA LendingPoint LLC Georgia Department of Banking & Finance No license Required for loans above $3,000
HI LendingPoint LLC Collection Agency Program DCCA, PVL Licensing Branch Hawaii Collection Agency Exemption
IA LendingPoint LLC Iowa Division of Banking Iowa Master Loan Company Registration #88893468
IA LendingPoint LLC Iowa Division of Banking Nonresident Regulated Loan Company Branch License #1723681
IA LendingPoint LLC Office of the Attorney General of Iowa Collection Agency Registration submitted 6/26/2017
ID LendingPoint LLC Idaho Department of Finance Regulated Lender License # 9394
ID LendingPoint LLC Idaho Department of Finance Idaho Collection Agency License #CCA-9797
IL LendingPoint LLC Illinois Department of Financial & Professional Regulation Illinois Consumer Installment Loan License #4137
IN LendingPoint LLC Indiana Department of Financial Institutions Loan License 31422
KS LendingPoint LLC Kansas Office of the State Bank Commissioner SL.0026687
KY LendingPoint LLC Kentucky Department of Financial Institutions Kentucky Consumer Loan License CL 349419
LA LendingPoint LLC Louisiana Office of Financial Institutions Louisiana Licensed Lender Main Office (In-State and Out-of-State with Lending Activity)
MA LendingPoint LLC Massachusetts Division of Banks 03-Small Loan Company License # SL1424139
MA LendingPoint LLC Massachusetts Division of Banks 03-Debt Collector License # DC1424139
MD LendingPoint LLC Maryland Department of Labor, Licensing & Regulation 03-Installlment Loan License # 2295
MD LendingPoint LLC Maryland Commissioner of Financial Regulation Maryland Collection Agency License
ME LendingPoint LLC State of Maine, Bureau of Consumer Credit Protection Maine Servicing Registration SVR14309
ME LendingPoint LLC Dept. of Professional & Financial Regulation Maine Supervised Lender License
MI LendingPoint LLC Michigan Department of Financial Institutions Michigan Regulatory Loan Act License # RL 002021
MN LendingPoint LLC State of Minnesota Department of Commerce Minnesota Regulated Loan Company license #RL176
MN LendingPoint LLC State of Minnesota Department of Commerce Collection License # 40538987
MO LendingPoint LLC Missouri Division of Finance Missouri Small Loan License
MT LendingPoint LLC Montana Division of Banking & Financial Institutions—Consumer Loan Licensing Montana Consumer Loan Company License, NMLS # 1424139
ND LendingPoint LLC North Dakota Department of Financial Institutions, Consumer Division North Dakota Money Broker License # MB 102930
ND LendingPoint LLC North Dakota Department of Financial Institutions, Consumer Division North Dakota Collection Agency License # CA103186
NH LendingPoint LLC State of NH Banking Department Small Loan Lender License 22167-SM
NJ LendingPoint LLC New Jersey Department of Banking & Insurance New Jersey Consumer Lender License #1502039 C31
NJ LendingPoint LLC NJ Division of Revenue Debt Collection Bond Filed
NY LendingPoint LLC City of Buffalo
Department of Permit & Inspection Services		 Collection Agency
License #CAG20-10058562
NY LendingPoint LLC NYC Department of Consumer Affairs Consumers Affairs Debt Collection Agency License #2089189-DCA
NM LendingPoint LLC New Mexico Financial Institutional Division

New Mexico Small Loan Company License 19 SL License 02267

No license required for loans over $2,500. 15INMSAS 1978

Loan Rate and Fees Disclosure (amended 1-31-19)

Consumer Informational Brochure (amended 8-27-18)
OH LendingPoint LLC Ohio Department of Commerce, Division of Financial Institutions Ohio Mortgage Loan License #SM.501964.000
OK LendingPoint LLC Oklahoma Dept of Consumer Credit Oklahoma Supervisory Lender License SL008333
OR LendingPoint LLC Department of Consumer & Business Services, Division of Finance and Corporate Securities Oregon Consumer Finance Company # 0426-001-C
PA LendingPoint LLC Pennsylvania Consumer Discount Company License #56078
PA LendingPoint LLC Pennsylvania Credit Services Broker License
RI LendingPoint LLC State of Rhode Island Department of Business Regulation Rhode Island Lender License # 20183590LL
RI LendingPoint LLC State of Rhode Island Department of Business Regulation Rhode Island Broker License # 20183591LB
SC LendingPoint LLC South Carolina Board of Financial Institutions Supervised Lender License # S-8829
Consumer Pamphlet
SD LendingPoint LLC South Dakota Department of Labor and Regulation, Division of Banking Money Lending License #MYL.3161
TN LendingPoint LLC Tennessee Department of Financial Institutions Industrial Loan & Thrift License 0000003780
TX LendingPoint LLC Texas Officer of Consumer Credit Commissioner Regulated Lender License #1500053889-154325
UT LendingPoint LLC State of Utah Department of Financial Institutions Utah Consumer Credit Notification
UT LendingPoint LLC State of Utah Department of Commerce Division of Corporations & Commercial Code Collection Agency Foreign Registration number 9255315-0131
VT LendingPoint LLC

Vermont Department of Financial Regulation – Banking Division

Department of Financial Regulation

Consumer Services 89 Main Street Montpelier, VT 05620-3101

Vermont Loan Solicitation License #LSO-1424139

Issued: 02/05/2021
WA LendingPoint LLC Washington State Department of Financial Institutions, Division of Consumer Services Consumer Loan Company License NMLS #1424139
WI LendingPoint LLC Wisconsin State Department of Financial Institutions, Division of Banking Consumer Loan Company License #3166-LC
Acredited BusinessLendingPoint is an Atlanta-based lender and servicer, redefining who can access money at fair rates.
Trustpilot
USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

* Applications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, member FDIC; LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees from 0% to 6% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $2,000 to $36,500, at rates ranging from 9.99% to 35.99% APR, with terms from 24 to 60 months. A $10,000 loan for a period of 48 months with an APR of 23.72% and origination fee of 6% will have a payment of $324.48 per month. (Actual terms and rate depend on credit history, income, and other factors.) The $15,575.04 total amount due under the loan terms provided as an example in this disclaimer includes the origination fee financed in addition to the loan amount. Customers may have the option to deduct the origination fee from the disbursed loan amount if desired. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.

1. Alimony, child support, or separate maintenance income need not to be revealed if you do not wish to have it considered as a basis for repaying this obligation.

2. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning FinWise Bank is the FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, MO 64106. The federal agency that administers compliance with this law for LendingPoint is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

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LendingPoint's NMLS #1424139 Visit NMLS Consumer Access

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