List of state licenses

List of state licenses

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StateEntityRegulatory Agency NameType of License/Registration and #
ALLendingPoint LLCState of Alabama Banking DepartmentConsumer Credit License # MC 22195

Issued 11/02/2021

Expires 12/31/2022

ARLendingPoint LLCArkansas State Board of Collection AgenciesCollection Agency
AZLendingPoint LLCDepartment of Financial InstitutionsLicense # CL-0936385
AZLendingPoint LLCArizona Department of Financial InstitutionsCollection Agency License
CALendingPoint LLCCalifornia Department of Business OversightCalifornia Finance Lender License # 60DBO-46348
COLendingPoint LLCState of Colorado Department of LawSupervised Lender’s License #992509
CTLendingPoint LLCConnecticut Department of BankingSmall Loan License #SLC-1424139
DCLendingPoint LLCDepartment of Insurance, Securities and BankingDistrict of Columbia Money Lender License #ML 1424139
DELendingPoint LLCDelaware Office of State Bank CommissionerChapter 22 License Lender License #021221
GALendingPoint LLCGeorgia Department of Banking & FinanceNo license Required for loans above $3,000
HILendingPoint LLCCollection Agency Program DCCA, PVL Licensing BranchHawaii Collection Agency Exemption
IALendingPoint LLCIowa Division of BankingIowa Master Loan Company Registration #88893468
IALendingPoint LLCIowa Division of BankingNonresident Regulated Loan Company Branch License #1723681
IALendingPoint LLCOffice of the Attorney General of IowaCollection Agency Registration submitted 6/26/2017
IDLendingPoint LLCIdaho Department of FinanceRegulated Lender License # 9394
IDLendingPoint LLCIdaho Department of FinanceIdaho Collection Agency License #CCA-9797
ILLendingPoint LLCIllinois Department of Financial & Professional RegulationIllinois Consumer Installment Loan License #4137
INLendingPoint LLCIndiana Department of Financial InstitutionsLoan License 31422
KSLendingPoint LLCKansas Office of the State Bank CommissionerSL.0026687
KYLendingPoint LLCKentucky Department of Financial InstitutionsKentucky Consumer Loan License CL 349419
LALendingPoint LLCLouisiana Office of Financial InstitutionsLouisiana Licensed Lender Main Office (In-State and Out-of-State with Lending Activity)
MALendingPoint LLCMassachusetts Division of Banks03-Small Loan Company License #SL1424139
MALendingPoint LLCMassachusetts Division of Banks03-Debt Collector License #DC1424139
MDLendingPoint LLCMaryland Department of Labor, Licensing & Regulation03-Installment Loan License # 2295
MDLendingPoint LLCMaryland Commissioner of Financial RegulationMaryland Collection Agency License
MDLendingPoint LLCMaryland Department of Labor, Licensing & RegulationCredit Services Business License
MELendingPoint LLCState of Maine, Bureau of Consumer Credit ProtectionMaine Servicing Registration SVR14309
MELendingPoint LLCDept. of Professional & Financial RegulationMaine Supervised Lender License
MILendingPoint LLCMichigan Department of Financial InstitutionsMichigan Regulatory Loan Act License # RL 002021
MNLendingPoint LLCState of Minnesota Department of CommerceMinnesota Regulated Loan Company license #RL176
MNLendingPoint LLCState of Minnesota Department of CommerceCollection License #40538987
MOLendingPoint LLCMissouri Division of FinanceMissouri Small Loan License
MTLendingPoint LLCMontana Division of Banking & Financial Institutions—Consumer Loan LicensingMontana Consumer Loan Company License, NMLS #1424139
NDLendingPoint LLCNorth Dakota Department of Financial Institutions, Consumer DivisionNorth Dakota Money Broker License # MB 102930
NDLendingPoint LLCNorth Dakota Department of Financial Institutions, Consumer DivisionNorth Dakota Collection Agency License #CA103186
NHLendingPoint LLCState of NH Banking DepartmentSmall Loan Lender License 22167-SM
NJLendingPoint LLCNew Jersey Department of Banking & InsuranceNew Jersey Consumer Lender License #1502039 C31
NJLendingPoint LLCNJ Division of RevenueDebt Collection Bond Filed
NYLendingPoint LLCCity of Buffalo
Department of Permit & Inspection Services
Collection Agency
License #CAG20-10058562
NYLendingPoint LLCNYC Department of Consumer AffairsConsumers Affairs Debt Collection Agency License #2089189-DCA
NMLendingPoint LLCNew Mexico Financial Institutional DivisionNew Mexico Small Loan Company License 19 SL License 02267

No license required for loans over $5,001

Loan Rate and Fees Disclosure (amended 8-3-22)

Consumer Informational Brochure (amended 8-27-18)

OHLendingPoint LLCOhio Department of Commerce, Division of Financial InstitutionsOhio Mortgage Loan License #SM.501964.000
OKLendingPoint LLCOklahoma Dept of Consumer CreditOklahoma Supervisory Lender License SL008333
ORLendingPoint LLCDepartment of Consumer & Business Services, Division of Finance and Corporate SecuritiesOregon Consumer Finance Company #0426-001-C
PALendingPoint LLCPennsylvaniaConsumer Discount Company License #56078
PALendingPoint LLCPennsylvaniaCredit Services Broker License
RILendingPoint LLCState of Rhode Island Department of Business RegulationRhode Island Lender License # 20183590LL
RILendingPoint LLCState of Rhode Island Department of Business RegulationRhode Island Broker License # 20183591LB
SCLendingPoint LLCSouth Carolina Board of Financial InstitutionsSupervised Lender License # S-8829

Consumer Pamphlet

SDLendingPoint LLCSouth Dakota Department of Labor and Regulation, Division of BankingMoney Lending License #MYL.3161
TNLendingPoint LLCTennessee Department of Financial InstitutionsIndustrial Loan & Thrift License 0000003780
TXLendingPoint LLCTexas Officer of Consumer Credit CommissionerRegulated Lender License #1500053889-154325
UTLendingPoint LLCState of Utah Department of Financial InstitutionsUtah Consumer Credit Notification
UTLendingPoint LLCState of Utah Department of Commerce Division of Corporations & Commercial CodeCollection Agency Foreign Registration number 9255315-0131
VTLendingPoint LLCVermont Department of Financial Regulation – Banking Division

Department of Financial Regulation

Consumer Services 89 Main Street Montpelier, VT 05620-3101

Vermont Loan Solicitation License #LSO-1424139

Issued: 02/05/2021

WALendingPoint LLCWashington State Department of Financial Institutions, Division of Consumer ServicesConsumer Loan Company License NMLS #1424139
WILendingPoint LLCWisconsin State Department of Financial Institutions, Division of BankingConsumer Loan Company License #3166-LC
WYLendingPoint LLCState of Wyoming Collection Agency BoardWyoming Collection Agency License #CAB-1803 (issued 6/15/2022)

LendingPoint is an Atlanta-based lender and servicer, redefining who can access money at fair rates.

USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

* Applications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, Member FDIC; Coastal Community Bank, Member FDIC; Midland States Bank, Member FDIC; and LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees from 0% to 7% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $2,000 to $36,500, at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months.  Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $1,500.  For a well-qualified customer, a $10,000 loan for a period of 48 months with an APR of 24.34% and origination fee of 7% will have a payment of $327.89 per month. (Actual terms and rate depend on credit history, income, and other factors.) Customers may have the option to deduct the origination fee from the disbursed loan amount if desired. If the origination fee is added to the financed amount, interest is charged on the full principal amount. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.

1. Alimony, child support, or separate maintenance income need not to be revealed if you do not wish to have it considered as a basis for repaying this obligation.

2. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning FinWise Bank is the FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, MO 64106. The federal agency that administers compliance with this law concerning Coastal Community Bank and Midland States Bank is the Federal Reserve Consumer Help Center, P.O. Box 1200, Minneapolis, MN 55480. The federal agency that administers compliance with this law for LendingPoint is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

Click here to see our current list of state licenses

California residents click here ››

Wisconsin residents click here ››

Ohio residents click here ››

LendingPoint's NMLS #1424139 Visit NMLS Consumer Access