• Loans
  • Debt Consolidation Loans
  • Debt consolidation loans

Take control of your finances with LendingPoint

Debt consolidation loans from $1,000 – $36,500*
Does not impact your credit score*

3 Simple Steps

Check Your Options

Check Your Options

Get started with a simple application to see your payment options with no impact to your credit score.
Finish Application

Finish Application

Select the best loan terms and monthly payment for you and provide some additional information to complete your application.
Receive Funds

Receive Funds

If approved, the funds could be in your account as soon as the next business day.

Is debt consolidation right for you?

Debt consolidation is when you combine multiple debt payments into one, typically using a personal loan. Depending on your financial situation and goals, this can be a great first step towards taking control of your debt.
Benefits of debt consolidation may include:
Saving money with more favorable loan terms
Simplifying your monthly budget with fewer bills
Paying off your debt faster
Increasing your credit score
Checking offers will not impact your credit score

We put customers first

Get your debt under control with a loan through LendingPoint

  • Fast and easy loans from $1,000 to $36,500
  • Rates from 7.99% to 35.99% APR
  • Flexible terms from 24 to 72 months
  • Funding as soon as the next business day upon approval
  • No prepayment penalty

USA PATRIOT Act Notice: Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

2. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning FinWise Bank is the FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, MO 64106. The federal agency that administers compliance with this law concerning Coastal Community Bank is the Federal Reserve Consumer Help Center, P.O. Box 1200, Minneapolis, MN 55480. The federal agency that administers compliance with this law for LendingPoint is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

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California residents click here ››

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Ohio residents click here ››

LendingPoint's NMLS #1424139 Visit NMLS Consumer Access