Credit Authorization

You understand and agree that you are authorizing LendingPoint to obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion and Experian. You also authorize LendingPoint to verify information in your application by contacting third parties to verify and share such information. You authorize LendingPoint to use your consumer reports to authenticate your identity, to make credit decisions, and for other related purposes, including marketing, refinancing, or other product offerings.

You expressly authorize LendingPoint and its affiliates, to share among them any of the transaction history related to financial products or services provided by or through LendingPoint or serviced by LendingPoint for the purpose of evaluating you for credit.

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