Get started with a simple application to see your payment options with no impact to your credit score.
Select the best loan terms and monthly payment for you and provide some additional information to complete your application.
Once approved, the funds could be in your account as soon as the next business day.
LendingPoint believes you are so much more than numbers on papers or filled-in form fields. That’s why we’ve spent years perfecting a proprietary smart technology that, in seconds, can paint a more complete picture of you. A picture that unlocks your perfect loan solution and all the possibilities that come with it.
Fast and easy loans from $2,000 to $36,500 with flexible financing options and rates ranging from 9.99% to 35.99% APR, with terms from 24 to 60 months.
You probably have questions. Good news is, we have answers. LendingPoint is working hard to make personal finance easy and simple.
LendingPoint is a provider of unsecured personal loans for consumers across the credit spectrum. By combining technology and proprietary algorithms, we’re driving a better lending and borrowing experience by finding more reasons to say “yes.” Now serving hundreds of thousands of consumers, we’ve expanded into small business, and merchant point-of-sale lending solutions to further unlock access to affordable loans.
To review our privacy and security policies,
please visit: https://www.lendingpoint.com/privacy-notice/
LendingPoint takes extensive precautions to protect your personal information. We use robust industry-leading procedures and safeguards, including encryption, to secure and protect your personal information. Further information regarding LendingPoint’s security policies and procedures is available upon request by emailing us at info@LendingPoint.com
We offer loans to consumers in 48 states and the District of Columbia. Currently we do not offer loans to consumers in Nevada and W. Virginia.
Our personal loans range from $2,000 to $36,500. The loan amount you may be approved for depends upon your individual credit profile and the information you provide during the application process. The maximum loan amount offered is based upon what is believed to be affordable for you. We take several factors into consideration including your current DTI (debt-to-income ratio) and PTI (payment-to-income ratio).
You can use your loan for whatever legal personal expense or purchase you choose. Consider it a debt consolidation loan, a wedding loan, an unexpected medical expense loan, a fix-my-car loan, an I-need-a-vacation loan, or a kitchen remodel loan. It’s up to you.