healthcare solutions

Offer your patients the ability to get the care they deserve

A simple patient financing solution for healthcare providers

What can a LendingPoint partnership mean for your practice

  • 1

    Serve more
    patients

    We approve up to 80% or more of patients – helping them get the financing they need to move forward and increasing your treatment acceptance rate.

  • 2

    Reduced
    expenses

    LendingPoint’s merchant fees are typically less than most credit card processors meaning you keep more of the treatment cost.

  • 3

    Improved
    cash flow

    Get paid in full at the start of treatment.

  • 4

    Lower administrative
    costs

    Shift the task of billing and managing patient payment plans and get back more time with the patients.

  • 5

    Increase patient
    satisfaction

    Payment options can help give your patients peace of mind and improve their experience.

    Accessible financing solutions for your patients

    Easy for you

    • Simple enrollment process

    • Onboarding with ongoing support from a dedicated team to ensure program success

    • Marketing materials and digital tools provided to promote financing to your patients

    • Fast funding as soon as two business days

    And your patients

    • Simple and hassle-free application

    • Can check loan options with no obligation or impact to credit score

    • Quick decisions so they can move forward with treatment

    • Best in class customer service

    LendingPoint patient financing offers:

    • Affordable monthly payments with fixed rates

    • No hidden fees

    • No prepayment penalty

    • Promotional financing options available

    Ready to help more patients get the care they deserve?

    LendingPoint is an Atlanta-based lender and servicer, redefining who can access money at fair rates.

    USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

    * Applications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, Member FDIC; Coastal Community Bank, Member FDIC; Midland States Bank, Member FDIC; and LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees from 0% to 7% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $2,000 to $36,500, at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months.  Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $1,500.  For a well-qualified customer, a $10,000 loan for a period of 48 months with an APR of 24.34% and origination fee of 7% will have a payment of $327.89 per month. (Actual terms and rate depend on credit history, income, and other factors.) Customers may have the option to deduct the origination fee from the disbursed loan amount if desired. If the origination fee is added to the financed amount, interest is charged on the full principal amount. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.

    1. Alimony, child support, or separate maintenance income need not to be revealed if you do not wish to have it considered as a basis for repaying this obligation.

    2. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning FinWise Bank is the FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, MO 64106. The federal agency that administers compliance with this law concerning Coastal Community Bank and Midland States Bank is the Federal Reserve Consumer Help Center, P.O. Box 1200, Minneapolis, MN 55480. The federal agency that administers compliance with this law for LendingPoint is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

    Click here to see our current list of state licenses

    California residents click here ››

    Wisconsin residents click here ››

    Ohio residents click here ››

    LendingPoint's NMLS #1424139 Visit NMLS Consumer Access