Create frictionless access to money when and where our customers need or want it, so everyone has the opportunity to explore what’s possible.
Proprietary algorithms using big data and AI create new, equitable credit models.
The model evolved to include e-commerce and Point of Sale, opening our products to the entire credit spectrum.
Frictionless commerce. Digital delivery. Expanded delivery platform. Money on demand ecosystem built for growth and value.
Chief Executive Officer
Mark is the Chief Executive Officer of LendingPoint. Since joining the Company in 2017, he has served as CMO, the Chief Administrative Officer and the Chief Business Affairs and Legal Officer prior to being named CEO. Mark has previously held senior executive positions at CAN Capital (CMO), Autoweb (NASDAQ: AWEB) (CEO), Dewey Ballantine (Partner), and as a PE and merchant banking consultant.
Chief Executive Officer
Chief Financial Officer
Rich serves as Chief Financial Officer, entrusted with the responsibility of supervising accounting, financial planning and analysis, Capital Markets, treasury management, tax matters, and overall financial operations. Previously, Rich was the CFO of Heights Finance Corp, a PE-backed consumer lender with more than 400 branch locations across 11 states. Before that, he was Treasurer of United Community Bank (NASDAQ: UCBI) a $20+ billion regional bank providing retail and corporate banking services. From 2010 to 2018, Rich was CFO at Navitas Credit Corp, a PE-backed nationwide provider of financing to SMEs which was sold on his watch to UCBI.
Chief Financial Officer
Chief Risk Officer
Ashish serves as Chief Risk Officer at LendingPoint and is responsible for credit, pricing, fraud mitigation, loss-forecasting, and AI/ML model development. Ashish has over 15 years of Risk Management experience, developing innovative risk models to drive business growth while delivering targeted risk-adjusted returns. Prior to joining LendingPoint, Ashish served as Chief Credit Officer at Prosper Marketplace and worked at Citigroup in senior risk roles, spanning customer acquisition, portfolio management, model development, stress testing, and collections. Ashish has an MBA from the University of Chicago Booth School of Business, an MS from the University of Wisconsin-Madison, and a B.Tech. from Indian Institute of Technology (IIT) Delhi.
Chief Risk Officer
Chief Experience and Communications Officer
Amanda serves our customers as Chief Experience and Communications Officer, overseeing LendingPoint’s Customer Experience practice and leading the effort to create a customer-powered culture using quantitative data and customer insights to advise executives and product development on customer pain points, decision drivers, and unmet needs. Amanda also oversees consumer insights, communications, marketing, brand, creative, and public and investor relations. Amanda has over 15 years of financial services experience. Prior to joining LendingPoint, Amanda worked with Fortune 500 companies leading customer centricity and digital transformations.
Chief Experience and Communications Officer
Chief Technology Officer
Amzad is the Chief Technology Officer (CTO) at LendingPoint. He plays a crucial role in shaping the technological strategy and data governance of the organization, which ensures LendingPoint continues to deliver innovative financial services to its customers. In his over 20 years of experience in global digital and technology leadership roles, Amzad has held key roles at renowned Fortune 500 companies, Including Intuit (NASDAQ: INTU), NCR (NYSE: VYX), Salesforce (NYSE: CRM), State Farm, and Populus Financial.
Chief Technology Officer
General Counsel and Secretary
As the General Counsel and Secretary for LendingPoint, Greg McLaughlin oversees and maintains the company’s legal and regulatory compliance environment. A veteran legal strategist, Greg has practiced commercial law for 30 years, representing banks, lenders, leasing, and factoring companies.
General Counsel and Secretary
Chief Information Security Officer
Dave serves as the Chief Information Security Officer at LendingPoint and is responsible for the security and privacy of the LendingPoint platform. Dave joined LendingPoint from Anthem, Inc. where he was consulting as an executive advisor on security risk management for the Office of the CISO. Before that he was CISO and Corporate Security Officer at Ameris Bank (formerly Fidelity Bank) and before that he was at Vinings Bank where he served as the CTO, CISO, Corporate Security Officer and Compliance and Bank Secrecy Act Officer.
Chief Information Security Officer
Chief Operating Officer
Rick serves as Chief Operating Officer responsible for delivering exceptional experiences through the entire customer lifecycle – new customers, returning customers, servicing, and asset management. Rick served in The United States Air Force as an Avionics Instructor and has spent the majority of his career managing operations for American Express, Nova Information Systems (Elavon), Paymentech, Global Payments, Payment Alliance International and TSYS.
Chief Operating Officer
Chief People Officer
Christy is our Chief People Officer. She has a proven track record of driving business transformation and cultural change. Christy believes our People function should be a results-driven business partner for both our business units and our team members by building relationships and collaborating at all levels to drive People development as well as financial and operational results.
Chief People Officer
Chief Revenue Officer
As the Chief Revenue Officer, Raul plays a pivotal role in shaping and executing the company’s revenue strategy. He is dedicated to driving growth through data-driven methodologies that align with the overall vision of the organization. Raul’s journey with LendingPoint began in 2015, initially serving as a Business Development Manager. Over the years, he has held various roles, progressing to Senior Manager, Credit Risk and Product, then assuming the position of Chief of Staff for a tenure exceeding two years. Most recently, he served as the Senior Vice President and General Manager of Digital Partnerships.
Chief Revenue Officer
Chief Business Development Officer
Victor is Chief Business Development Officer (CBDO) and is also one of the co-founders of LendingPoint. Victor spearheads LendingPoint’s expansion efforts with a keen eye for strategic partnerships. His 20+ years in fintech, spanning financial services, merchant cash advance, and international payments, fuel his expertise in navigating the industry’s intricate landscape. His collaborative spirit and deal-making prowess have unlocked numerous opportunities for LendingPoint, forging valuable alliances that propel the company’s mission forward.
Chief Business Development Officer
USA PATRIOT Act Notice: Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
* Applications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, Member FDIC; Coastal Community Bank, Member FDIC; and LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms, and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees up to 10% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $1,000 to $36,500, at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months. Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $2,000. For a well-qualified customer, a requested loan of $10,000 serviced by LendingPoint over a period of 48 months that has an APR of 26.59% with an origination fee of 10% may have a payment of $340.52 per month. (Actual terms and rate depend on credit history, income, and other factors.) The total amount due under the loan terms provided is $16,345.12 and the disbursal amount is $10,000. In the example provided, the total financed amount is increased to receive the full requested loan amount after the origination fee is deducted. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.
* Applications submitted may be funded by one of several lenders including First Electronics Bank, a Utah-chartered bank, Member FDIC; Coastal Community Bank, Member FDIC; and LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $1,500. Upon final underwriting approval to fund a loan, said funds are often available the next non-holiday business day. Actual loan offers and loan amounts, terms and annual percentage rates (“APR”) may vary. Loans are offered from $500 to $10,000 (loan amount maximum based on MCC codes), at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 48 months. For example, for a well-qualified customer, a $5,000 purchase will have a 90-day promotional period with no interest, a 3% fee, and $100 monthly payments. After the promotional period, a remaining balance will be a 24-month term loan, and $263.72 monthly payments with an overall APR of 26.54%.
**Minimum initial transaction of $1,000 in Alabama, Idaho and Iowa.
1. Alimony, child support, or separate maintenance income need not to be revealed if you do not wish to have it considered as a basis for repaying this obligation.
2. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning FinWise Bank is the FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, MO 64106. The federal agency that administers compliance with this law concerning Coastal Community Bank is the Federal Reserve Consumer Help Center, P.O. Box 1200, Minneapolis, MN 55480. The federal agency that administers compliance with this law for LendingPoint is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.
Click here to see our current list of state licenses
California residents click here ››
Wisconsin residents click here ››
Ohio residents click here ››
LendingPoint's NMLS #1424139 Visit NMLS Consumer Access