Why LendingPoint Merchant Solutions?

We’re The Future Of Financing

Our Platform Approves More Customers

Our Platform Approves More Customers

With LendingPoint Merchant Solutions you no longer need two, three or even more financing programs to satisfy every type of customer that walks into your store. Submit every application into LendingPoint Merchant Solutions’s platform, sit back, and watch your approval rates soar. Because we have multiple lending partners integrated into one platform, obtaining financing for customers with great credit to no credit has never been easier.

Seamless Technology Provides Credit Decisions in Seconds

Seamless Technology Provides Credit Decisions in Seconds

  • One fast, easy application for all borrowers
  • Instant credit decisions
  • 100% paperless
  • Works on any device
  • Customers can apply privately from their phone
Extremely Competitive Discount Rates

Extremely Competitive Discount Rates

Our business is to help your business thrive. We do our part by keeping our discount rates low so you can concentrate on your customers and your bottom line.

A Variety Of Special Financing Offers

A Variety Of Special Financing Offers

We aren’t a credit card and don’t charge 29.99% interest rates to prime consumers. Big bank credit cards require no interest promotions because of the high interest rates that come with their cards. The LendingPoint Merchant Solutions platform provides consumers with competitive fixed interest rates, fixed terms, and fixed monthly payments. We also offer promotional financing for 6, 12, 18 or 24 months1 for those merchants that want to extend special financing offers to their customers.

1 Extended promotional offers to customers, such as no interest if paid in full for 6, 12 & 24 months. Interest accrues during the promotional period, but all interest is waived if the entire purchase balance is paid in full before the end of the promotional period and you make all required monthly payments on or before their due dates. Terms may vary based on creditworthiness, amount of loan and length of term.

Consumers Can “Check Their Rate” Before Applying

Consumers Can “Check Their Rate” Before Applying

Our business is to help your business thrive. We do our part by keeping our discount rates low so you can concentrate on your customers and your bottom line.

Program Details

Our Programs Are Extremely Competitive

Loan Amounts

Loan Amounts

Loan amounts currently range from $1,000 – $25,000. If you sell a product or service that costs under $1,000 or over $25,000 we’d encourage you to check back soon because we’re always adding new lenders to the platform!

Discount Rates

Discount Rates

While we hate to be judged solely on price given the additional value we bring…we’re happy to say that our discount rates are extremely competitive and start as low as 1%. We can even build custom programs for larger customers.

Interest Rates

Interest Rates

Our interest rates and terms are 100% fixed, giving your customers a consistent, fixed monthly payment. APR’s start at 15.49% with no pre-payment penalties. *Merchants can offer promotional financing to those who qualify.

No Fees

No Fees

We hate fees just as much as you do. That’s why we don’t charge our merchants any fees. No monthly fee, no setup fee, no minimums, no garbage fees whatsoever to sign up for LendingPoint Merchant Solutions.

Risk Free For Merchants

Risk Free For Merchants

With LendingPoint Merchant Solutions, merchants have zero risk on customer defaults. If something happens and your customer can no longer pay their bill, it’s not your problem.

No Hardware Needed

No Hardware Needed

If you can access the internet, you can access LendingPoint Merchant Solutions. No need to buy any equipment…our platform looks amazing on any device.

Financing Promotions

Financing Promotions

We offer promotional financing for 6, 12, and 24 months. 1

Loan Terms

Loan Terms

Flexible loan terms dependent upon loan amount.

Funding Time

Funding Time

Merchants are funded directly via ACH as soon as the next business day.

1 Extended promotional offers to customers, such as no interest if paid in full for 6, 12 & 24 months. Interest accrues during the promotional period, but all interest is waived if the entire purchase balance is paid in full before the end of the promotional period and you make all required monthly payments on or before their due dates. APRs range between (12.99% – 34.99%). Terms may vary based on creditworthiness, amount of loan and length of term.