Keep moving forward with flexible financing

Check My Options

No impact to your personal credit

Get up to $25,000 as soon as the

Next business day


Instant decisions and speedy deposits


No fees; pay interest as you go


Terms and payments to fit your needs


No impact on your personal credit

Over 3,000 five-star customer reviews on Trustpilot

“[LendingPoint] is a great resource for small business owners and entrepreneurs that traditional banks often reject. After you have a great track record established, they lower your rate and offer more funding. I highly recommend.”

by Mike, TrustPilot

“[LendingPoint] gave me a loan that met all of my business needs. The entire process was quick, easy and painless. I am grateful for their efforts to make this possible and would definitely recommend them.”

by Ashley, TrustPilot
Check My Options

No impact to your personal credit

Applications for loans submitted may be funded by one of several lenders including: FinWise Bank, a Utah-chartered bank, member FDIC; First Electronic Bank, a Utah-chartered industrial bank, member FDIC; LendingPoint LLC, a Delaware limited liability company with its principal place of business in Kennesaw, Georgia. Loan approval is not guaranteed. Actual loan offers, loan amounts, terms, and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $500 to $25,000, at rates ranging from 9.99% to 35.99% APR, with terms from 12 to 48 months. A $10,000 loan over a period of 48 months with an APR of 12.99% may have a payment of $268.23 per month (actual terms and rate depend on credit history, income and other factors). The total amount due under the loan terms provided is $12,875.04. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.