Category: Budgeting Back to blog

Fun money (or pocket money) keeps you sane as you continue to make the tough, daily sacrifices it takes to win with money.

A big reason why we don’t spend as much on clothing is the trend toward more casual dress at work.

Medical bills are the No. 1 reason Americans file bankruptcy. 

Everyday grooming items and regular trips to the stylist or spa need to be factored into your standard budget will make your finances look as good as you.

Vacations are essential. But if you are tight on cash yet still want to get a little rest and relaxation, perhaps a good alternative is a what’s termed as a “staycation”. 

While it may be good for the soul, vacation can put stress on your fiscal health if there’s no budget in place and the trip runs up your debt.

There are times in life when you may need a professional service of some kind. That could mean a lawyer, a financial advisor or a tax professional. How do you budget for these sometimes-unexpected expenses?

We have premiums for health insurance, life insurance, car insurance, homeowners insurance, property insurance, renters insurance, and disability insurance competing for our hard-earned dollars. 

You may think that your utility bills are fixed and offer no room for savings. But with a little effort, you can find extra dollars in every corner of your home.

Without a budget of some kind, many people don’t have a full grasp on how much they spend on food, particularly when eating out. Food is a variable expense and one of the biggest household expenses. 

If you have a kid — or kids — you need a budget. You brought life into this world; bring some financial order into yours as well. You’ll all be happier.

Making your home look great and keeping it fresh calls for a budget strategy like anything else in your financial life. With the right approach, you won’t be overwhelmed when it’s time for nesting.

You may be surprised to find that a quick decision you made many months ago is still hitting your checking account today.

Creating a budget helps ensure you don’t go into too much debt and helps you pay down debt if you’ve taken so much that you’re living paycheck to paycheck. 

For a lot of Americans, auto loan debt continues to grow. Auto loan debt crossed over the $1-trillion mark in 2015 and has risen to more than $1.1 trillion since then, according to the Federal Reserve Bank of St. Louis.